Suryanti, Rufita Laily, and M.F. Hidayatullah. “Digital Transformation and Customer Growth in Islamic Microfinance”. International Journal of Economics Development Research (IJEDR) 7, no. 1 (April 22, 2026): 48–60. Accessed May 12, 2026. https://old.yrpipku.com/index.php/ijedr/article/view/10954.